It's easy to get quick cash when you apply for car title loans. With no credit check, a simple online application, and fast approval, a title loan is the go to financial solution for thousands of people living in Crystal Lake with bad credit.
Car title loans function on the basis that you can exchange the title of your vehicle for a cash loan. Basically, when you take out a car title loan, you are receiving money for the title of your car. This is just a temporary exchange, and the car title will go back into your name once your loan is repaid.
Title loans can be used when you need cash for a medical emergency or a small business expense. Or perhaps you simply have dreams of making renovations to your home congruous to the historic Dole Mansion. Whatever the reason, our title loan company will find you an affordable rate on a quality short term loan. We have been providing financial assistance for years and we plan to continue for many more to come.
From the moment you sit down to fill out our online title loan application to the moment when you are holding your money in your hands, you will never have to wait longer than 24 hours for one of our loans. Our loans are simple and based on the simple exchange of cash for title. It takes just a few steps to be approved.
Begin the car title loan approval process with our simple online application. This takes just a few moments and we ask for basic information, including:
Fill out the loan application and you will instantly receive a free quote. This is a rough estimate of how much money you are approved to borrow. Please review this amount and within a few moments we will reach out to you to complete the loan process over the phone.
Before your loan can be finalized, we will need you to present a few items and documents to the lender. Please be prepared to provide the car title without any liens on it, a spare set of car keys, a valid form of identification, and proof of car insurance, address, and income. You will be fully approved for a loan and it will be ready for you to take home once you have presented these items.
It is a lot easier to be approved for a title loan than it is to be approved for a traditional type of loan. This is because there is no credit check necessary. If you have bad credit or no credit, car title loans are a viable and affordable option when you need a short term loan. Your loan is completely secured when you hand the car title to the lender.
It is important to keep in mind that you are simply giving the title of your car to the lender, not the actual vehicle. Your car will remain in your possession throughout the entirety of your loan. We ask for a spare set of keys simply as a precautionary measure. You may keep your title loans for as long as 42 months, which should be plenty of time to raise enough money to repay your loan.
That being said, you will not incur any prepayment penalties or fines for paying off your loan before these 42 months are up. Many of our borrowers take out title loans in order to cover short term costs in between paychecks. Please feel free to pay off your loan when you are ready.
If you have any further questions about the loans that we offer in Crystal Lake and the surrounding areas, please do not hesitate to contact us. We have a dedicated team of title loan representatives who are knowledgeable and prepared to answer any questions you may have. Call us or apply online to learn more about our services.